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E U R O P E A N B A N K I N G A U T H O R I T Y

6

Figure 54: RoE country dispersion as of June 2016 and total income and expense components per country 50 Figure 55: RoE breakdown: expenses compared to equity per country 50 Figure 56: RoE breakdown: income compared to equity per country 51 Figure 57: Evolution of profitability in the coming months and main drivers 52 Figure 58: Evolution of short-term earnings and main drivers 52 Figure 59: Operational risk as seen by banks 53 Figure 60: Main ICT-related risks as identified by supervisors 53 Figure 61: Expectations in respect of compensation, redress, litigation and similar payments 55