Page 5 - EBA 2013.2869 Risk Assesment Report final proof4

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R I S K A S S E S S M E N T O F T H E E U R O P E A N B A N K I N G S Y S T E M
3
Contents
Executive summary
4
1. Introduction
8
2. External environment
10
3. Assets side
15
De-risking
15
Business models
17
Asset quality
20
4. Capital and recapitalisation results
26
5. Liabilities side
29
Funding
29
6. Income and profitability
32
7. Consumer issues and reputational concerns
35
Appendix: Samples
39
Annex
41