THE EBA AT A GLANCE
Through its opinions, the EBA provides its views on
supervisory and regulatory matters to EU institutions
and national authorities. This includes technical advice
which the EBA provides to the Commission when pre-
paring delegated acts to supplement level 1 EU legis-
lative text (directives and regulations). These delegated
acts provide additional detail on certain legislative as-
pects and ensure that the work of EU policymakers is
informed by expert technical advice.
The EBA publishes a wide range of reports for identifying
and analysing trends in the financial and banking sectors.
These usually look at potential risks and vulnerabilities
stemming from the micro-prudential level and provides an
assessment of them with a perspective that goes across
borders and sectors. For example, impact assessment
studies provide the factual evidence that contributes to
discussions taking place in the context of EBA work and
ultimately ensures that the EBA’s regulatory work is well
grounded in the reality of the EU banking sector.